Honda have just released the details of the 2011 Honda Civic facelift and the entire range has recieved the front grille from the Civic Type R model and so every model now comes with the sporty look front end that the hot hatch brought to the table. New Civic users can also expect to see a new style front bumper and other items such as new 16″ alloys and on the five-door 1.8-litre Si 17″ models will be found SE and ES trim get half fabric and half Alcantara, while Si has been upgraded to half leather and Alcantara with heated front seats.. . Production will begin in Swindon in November and the new design should be see on the roads early 2011.
Latest Honda Civic face lift gets Type R grille for 2011
October 12, 2010 By
Ford Bad car credit
August 19, 2010 By Leave a Comment
Ford are the biggest selling car producer in the UK and this shows with the volume of Ford Bad car credit vehicles that we have delivered at MSG. We are able to offer both Brand new Ford and also used upto 4 years old so why not simply pick out the car you would like and we will pay the dealer direct. This is especially helpful if you have had problems and have bad credit on your report. Bad car credit doesn’t need to be restricted to certain vehicles that you don’t like so why not have the car of your choice – even down to the interior trim and external colour. Ford have a great current line up and the old favourites such as the Focus, Fiesta and Mondeo have always sold well. Newer designs that our staff often arranges for their customers are; Focus Coupe Cab, Fusion, Galaxy, KA, Kuga and the people carrier the S Max.
Bad car credit covers everything other than that what the mainstream lenders offer so we can be termed as ‘near prime’ or ‘sub prime’ but typically our customers have had problems with late payments perhaps or even fallen into mortgage arrears, received County court judgements CCJ’s, Bankruptcy or are even on debt management plans. Whatever your situation please give us a call as this is what we do and so are not here to waste anyone’s time and can give you our honest opinion in 5 minutes what we think.
Mercedes with Bad credit
August 19, 2010 By
For those looking for a brand new Mercedes or even a nearly new or used option on both car finance or leasing then MSG can help with a near guaranteed approval rate for those who qualify. In recent times it has proven much more difficult due to changing global finance markets to obtain Mercedes car finance for Bad credit or a lease approval due to most lenders tightening their criteria. With the lenders that we work with we have a much more flexible approach to Bad credit as this is all we deal with in our business operations. Mercedes have many different models that we find are popular with our customers and they include, CLK, SLK, CLS, C Class, ML, GL, CLC, E Class coupe and even high performance models like the C63 AMG and SL variants. When choosing your new model of Mercedes the only restrictions that you have with MSG are that it needs to be no older than 4 years old or have more than 50,000 miles on the speedometer. You have the ability to even pick your own car from a local dealership and we will pay the balance to them providing they have a vehicle forecourt and are a respectible retailer. If you are struggling to make a choice why not let one of our experienced consultants source your Mercedes for you to save you the time.
Mercedes with Bad credit on Guaranteed car finance relates to the underwriting requirements that you are a UK resident and can provide suitable identification and in some cases 2 months bank statements but decisions are very quick and can be achieved within minutes in some cases. If you have any questions or concerns please call us today on 0845 838 5919 or complete one of our contact or application forms and we will call you back. If you have found your vehicle and want a price per month to see how it looks also just let us know and we will give you the figures over the phone straight away.
Bad credit car finance
December 7, 2009 By Leave a Comment
One of the most used phrases over the last ten years has been ‘Bad credit’ and if you are looking into getting a new car then it’s likely to have crossed your mind. Getting declined for car finance due to Bad credit is an embarrassing experience and in recent years a large percent of the UK population have found that they have been pigeon holed into the Bad credit car finance bracket. Bad credit can be defined as any activity over the last 6 years in which you have had difficulty in repaying any of your financial accounts including if any repayments have been late. Other Bad credit items to be aware of include a Default notice which is usually added onto your credit file if you miss three repayments in a row and effectively ‘default’ on your account. This is the stage where the lender will normally pass your account onto a third party for collection – often with a debt collector. Another Bad credit item that can arise as a result of a Default is a County court judgement or CCJ. This is usually when the lender requests that the debt is subject to a court order for repayment and along with a Default will show to potential lenders for a 6 year period. If a customer has a number of Defaulted accounts it might be the case that they have entered into some form of debt management plan whereby a third party company distributes part payments to the applicant creditors. This is also something that we can accommodate with Bad credit car finance as our lenders won’t decline you for this reason as it shows you are facing your debts and not running away from them. One of the major reasons for Bad credit car finance being needed is due to Mortgage arrears – with redundancies and Divorce being the two main factors involved. This is also something that here at MSG we can deal with and usually only requires a letter from the lender to show there is a repayment plan in place.
When underwriting a car finance application the lender will look at your credit file and calculate a risk score based upon your repayment history. In order to lend you money they will have a desired score or level of bad credit or missed payments etc that is acceptable to them. This can change dependent upon how much business they have or need to write but in the last two years we have seen that this has increased and that you require a fairly high score to be sucessfull.Bad credit car finance available from MSG does away with the need to worry about your credit score as the finance companies we work with offer Car finance with no credit check. The basics of the system revolve around the customer being able to show that they can currently afford the repayments via copies of their bank statements and also that they can be ‘traced’ at their home addresses using the voters roll. Bad credit items are looked at but wont generally effect the outcome of the application as much more common sense is used.
Bad credit car finance is available on any UK car or van and they can even be up to 4 years old. Whatever your requirement is highly likely that we can arrange it for you so simply give us a call today or fill out a call back request.
